Why take out school insurance? 

Many people think that home insurance is enough. In principle, you are not obliged to take out school insurance for your child. It is a guarantee of security for students and their parents, so it is recommended to take out school insurance, as there are between 20 and 30 serious accidents at school every day.

What is the purpose of school insurance?

It must guarantee the damages that the student could suffer or cause to third parties. According to an OpinionWay survey conducted for Macif, 80% of students take out school insurance without knowing the guarantees offered by this type of contract. Thirty-five percent are unaware that this insurance provides for repatriation in France or abroad, or 20% are unaware that they can be reimbursed for broken glasses at school.

Is school insurance compulsory? 

It depends on the situation.

- Compulsory school activities: not compulsory

- School outings and trips: mandatory

- Extracurricular activities: according to the organizer       

You must take out your child's school insurance with the parents' insurer or with the parents' associations that also offer it.

You can get information from the school administration, your insurer, the parents' associations, the French Federation of Insurance Companies or an insurance documentation and information center (CDIA) in the region. This insurance necessarily has a cost. For the subscription of a specific contract, the cost is set by the insurance company. Rates generally start at around €10 per year and per child others can go up to €40, depending on the options taken out.